Drive Away with Confidence in Merrillville

Looking for a new car in Merrillville, IN? U S #1364 Federal Credit Union is here to make your auto loan process smooth and stress-free. With over 80 years of service in Lake and Porter County, we understand the needs of our community and are committed to offering you the best financing options.

Why Choose Our Auto Loans?

Accelerate Your Approval

• 30-Day Pre-Approval: Know your budget before you shop.

• No Payments for 90 Days: Enjoy your new ride without immediate financial pressure.

• 100% Financing Available: Drive off the lot with complete confidence.

Flexible & Affordable

• Flexible Terms: Tailor your loan to fit your financial situation.

• No Application Fees: Start your application without any extra costs.

Documents You’ll Need

Get your paperwork ready! Here’s what you need to apply for an auto loan with us:

• Your Most Recent Pay Stub

• Proof of Insurance

• A Savings Account at U S Federal Credit Union

With these documents in hand, you’re just a few steps away from your new car. Apply Now

Frequently Asked Questions

What is the eligibility criteria for an auto loan? To be eligible, you need to be a resident in our service area and have a savings account with us. We also require proof of income and insurance.

How does the 30-day pre-approval work? Once approved, your pre-approval is valid for 30 days, allowing you to shop around confidently knowing your budget.

Can I get 100% financing even if I have a bad credit score? We offer flexible terms to accommodate a wide range of credit scores. Contact us to discuss your options.

Is there a penalty for early repayment of the loan? No, we encourage responsible financial management, and there are no penalties for early loan repayment.

The Financing Process

We’re here to help! Reach out to your nearest U S Federal Credit Union branch in Merrillville, Valparaiso, or Portage. Our friendly team is ready to assist you with any questions you may have. Experience hassle-free auto financing today with US #1364 Federal Credit Union and drive home in the car you've been dreaming of!

Loan applications can be taken online, in person, or over the phone. Loans can be paid automatically every month from any of your credit union accounts. You can also pay your loan through online banking, mobile banking, Susie Teller, at any branch, by mail, or by phone. We have made the payment process as easy as possible for our members!