Checking Accounts

Checking Accounts in Northwest Indiana

Looking for a free checking account in Northwest Indiana? US #1364 Federal Credit Union offers convenient checking accounts for members in Lake and Porter counties, with no monthly service fees, unlimited check writing, and easy access to your money through debit cards, online banking, and mobile banking. Since 1936, we've helped local members manage their everyday finances with convenient, member-focused banking services. Open an account today!

What is Included With a US #1364 Federal Credit Union Checking Account?

• ATM & Debit Card: Access your money easily at ATMs throughout Northwest Indiana.

• No Monthly Service Fees: To keep more of your money.

• Unlimited Check Writing: Write as many checks as you need without restrictions.

• Free Online Banking: Manage your account with ease from your computer.

• Free Mobile App: Bank on the go—deposit checks, transfer funds, and check balances instantly.

• Free Online Bill Pay: Pay bills securely from your Indiana credit union checking account.

• No Minimum Balance: Stay flexible with your funds.

• Courtesy Pay: Added peace of mind for accidental overdraws.

• 24-Hour Telephone Access: Get account info anytime you need.
  

Join a Local Credit Union That Cares

At US #1364 Federal Credit Union, you’re more than a customer—you’re a member-owner. We proudly serve Lake and Porter county residents, with branches in Valparaiso, Portage, and Merrillville, helping neighbors reach their financial goals with personalized service and competitive rates. Become part of a community that values your financial well-being, Join Now!

Free Checking at Our Northwest Indiana Branches

• Valparaiso - 334 W. US HWY 30 • Valparaiso, IN 46385
• Valparaiso Meijer In-Store - 405 Porters Vale Blvd. • Valparaiso, IN 46383
• Portage - 3275 Airport Road • Portage, IN 46368
• Merrillville - 8400 Broadway • Merrillville, IN 46410

Call: 219-769-1700 | Serving Lake & Porter Counties Since 1936

Frequently Asked Questions

What do I need to open a checking account?
You'll need a valid ID, proof of address, and an initial deposit of any amount to open an account.

Are there any hidden fees?No! We pride ourselves on transparency. There are no hidden fees with our checking accounts.

Can I access my account from my phone?
Absolutely. Our mobile app is available for both iOS and Android, making it easy to access your account anywhere.

Ready to Switch?

US #1364 Federal Credit Union and experience the freedom of local, fee-free checking.
Start banking with a credit union that puts Indiana members first.