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New & Used 2011 and Newer Vehicles

In the market for a new or used vehicle? Let U S Federal Credit Union help finance your new purchase! Our auto loan experts are always available and ready to help you get on the road in a new vehicle. With U S Federal Credit Union, getting that new vehicle with a lower monthly payment has never been easier.

  • Rates as low as 1.99%*
  • No payments for up to 90 days
  • 100% financing available
  • Flexible terms
  • No application fees

The Financing Process

Loan applications can be taken online, at any branch location, or over the phone. Loans can be paid automatically every month from any of your credit union accounts. You can also pay your loan through online banking, mobile banking, Susie Teller, at any branch, by mail, or by phone. We have made the payment process as easy as possible for our members!

Auto Loan Application Checklist:

  • Your two most recent pay stubs
  • Proof of insurance
  • A savings account at U S Federal Credit Union

*Rates are subject to change, existing loans with U S Federal Credit Union are not eligible for this offer. Minimum $2,500 loan to qualify. APR = Annual Percentage Rate. Offer cannot be combined with any other promotion special. Promotion can end at any time. U S Federal Credit Union is an Equal Opportunity Lender.


Refinance your current loan!

Do you currently have an auto loan through a dealer or with a different institution? There is a good chance that you are actually paying more on that loan than you should be. U S Federal Credit Union specializes in refinancing member’s current auto loans and we often can lower your monthly interest rates and your monthly payments!


Auto Buying Program

U S Federal Credit Union has partnered with CarQuotes to offer you their exclusive “Know Before You Go” pricing on new and used vehicles. Get a low, upfront price before heading to the dealership!


Vehicle Protection Plans

Guaranteed Asset Protection (GAP+)

Most cars depreciate by thousands of dollars as soon as they leave the dealer. And if your vehicle is stolen, accidentally damaged beyond repair, or declared a total loss, you are still responsible to pay the difference.

Guaranteed Asset Protection (GAP+) helps cover the difference between your primary insurer's settlement and the loan balance on the items directly related to the purchase of the vehicle.

Ask your loan officer about GAP+ coverage today

Mechanical Repair Coverage

Whether you depend on your vehicle for work or getting your family to school and activities, you need transportation that’s safe and reliable. The older your vehicle, the more it takes to keep it in good working order. Not making small repairs can lead to even more expensive repairs and ignoring other repairs can be dangerous.

MEMBER’S CHOICE® Mechanical Repair Coverage can help deflect some risk of costly future, covered repairs keeping your vehicle running extra miles and extra years. With different coverage levels and deductibles to choose, there’s a plan to fit your family’s budget.

View all features of Mechanical Repair Coverage.