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A Certificate of Deposit (CD) is a product offered by U S Federal Credit Union that provides a higher interest rate on money saved at the credit union. A CD is similar to a savings account, except the money put into the CD is a set amount that must remain untouched for a specific amount of time.

U S Federal Credit Union offers 6, 9, 18 Months, 1, 2, 3, 4 and 5 Year Share Certificates with a $10,000 minimum. Weekly rates are available here or by calling U S Federal Credit Union at 219-769-1700.

Dividends can be mailed to your home or deposited to your account of choice savings or checking. There are penalties imposed for early withdrawal.